zoomsays

I AM MY HAPPINESS

2008-03-27T22:19:00.000-07:00

Unfortunately, one of the biggest relationship mistakes also happens to be one of the most tempting things to do if you are in a relationship: Making your partner responsible for your happiness and blaming him or her when you are not!

It is a little scary to listen to many of the most popular songs on the radio. So often, the message is: You make me happy; I’d be lost without you; you are my world, or other, similar types of messages which take away all the power and responsibility tomake yourself happy and put it on someone else. Wow! If you think about it, that’s an enormous amount of pressure to put on another person. It’s like saying, I can’t always be happy myself, but if you’re going to be with me, you’d better make me happy!

On the surface, this concept seems rather obvious, but how many of us really do take full responsibility for our own happiness? How often do we say to ourselves, ‘Why can’t my wife be different?’ or ‘It makes me so mad when my husband acts that way’, or ‘I’m stressed because my husband works too many hours’. When you examine these (and thousands of other) very common statements and thoughts, it becomes clear that they suggest, however subtly, that somehow, someone other than you is responsible for your happiness.

The thinking is like this: If only he (or she) were different, I’d be happy. They have to change. Not me, no way. It’s them! What we’ve found is that if you believe that the answer to your unhappiness lies in some one else’s hands (no matter how much you love them), you’re in for loads of trouble.

Even if they manage to accommodate you with occasional changes, you’ll come to rely on these changes for your continued happiness. There will be only one possible result. Eventually, you’ll be let down and will be discouraged. You’ll be left with that helpless and dependent ‘It’s his/her fault’ feeling.Don’t get us wrong. We’re not saying your partner doesn’t play a role in your happiness, or that you’re not the happiest when you are together or that you wouldn’t or shouldn’t be devastated if your partner left you by choice, or by circumstance.

We certainly feel that way about each other as do all of the happy couples we know.We’re also not suggesting that there are not dramatic examples where it’s clear that one partner is imposing on the other’s chances of being happy. What we are saying is that, ultimately, you and you alone are responsible for making yourself happy.

When your life isn’t working, you need to make changes or see things differently. You may have to make difficult choices, have painful or uncomfortable discussions, or compromise in some way. But you have to take responsibility for your own level of happiness. There isn’t a relationship good enough to do it for you.This is a very empowering insight for both you and your partner. In effect, you are making a statement to yourself that, while your relationship is absolutely a top priority and your love of your partner is immense, you have the power and the ability to make yourself happy.

This means that you are okay when things aren’t going so well or when your partner proves to be human. Your happiness isn’t entirely dependent on your partner’s acting in a very specific, pre-determined way.You are also making an important statement to your partner, taking a great deal of pressure off that person: It’s okay for you to be human. You can make mistakes and you don’t have to walk around on eggshells or pretend to be a certain way when you’re near me. You don’t have to worry that I will freak out every time you disappoint me. I accept the fact that when I’m disappointed, the disappointment is coming from my own thoughts.I have preferences, but won’t allow these preferences to ruin my life. You can have low moods and you even have my permission to be less than perfect.

I’m okay even when you’re not okay, and I love you as unconditionally as I know how.By taking responsibility for your own happiness, you open the door to a new type of relationship, one based on honesty, re s p o n s i b i l i t y, courage and wisdom.If you take this road, you’re in for a lifetime of nice surprises. You’ll be amazed at how happier you’ll be when you put the responsibility for your own happiness where it belongs — with you.

http://www.chakradhar.net

Real world for you!!

2008-02-03T23:04:00.000-08:00

One day I decided to quit…I quit my job, my relationship, my spirituality…
I wanted to quit my life.

I went to the woods to have one last talk with God.
“God”, I said. “Can you give me one good reason not to quit?”

His answer surprised me…

“Look around”, He said. “Do you see the fern and the bamboo?”
“Yes”, I replied.

“When I planted the fern and the bamboo seeds, I took very good care of them. I gave them light. I gave them water.

The fern quickly grew from the earth. Its brilliant green covered the floor. Yet nothing came from the bamboo seed.

But I did not quit on the bamboo. In the second year the Fern grew more vibrant and plentiful.
And again, nothing came from the bamboo seed. But I did not quit on the bamboo. He said.

“In year three there was still nothing from the bamboo seed. But I would not quit.

In year four, again, there was nothing from the bamboo see.

I would not quit.” He said.

“Then in the fifth year a tiny sprout emerged from the earth.

Compared to the fern it was seemingly small and insignificant…But just 6 months later the bamboo rose to over 100 feet tall.

It had spent the five years growing roots. Those roots made it strong and gave it what it needed to survive.

I would not give any of my creations a challenge it could not handle.”

He said to me. “Did you know, my child, that all this time you have been struggling, you have actually been growing roots?”

”I would not quit on the bamboo. I will never quit on you.”
“Don’t compare yourself to others.” He said. “The bamboo had a different purpose than the fern. Yet they both make the forest beautiful.”

” Your time will come”, God said to me. “You will rise high”

“How high should I rise?” I asked.

“How high will the bamboo rise?” He asked in return.

“As high as it can?” I questioned.

“Yes.” He said, “Give me glory by rising as high as you can.”

I left the forest and bring back this story.

I hope these words can help you see that God will never give up on you.

”When we have our thought very high, Even the fate will fear to cast its shadow near by!!!

Chakradhar
www.chakradhar.net
http://newswet.blogspot.com

Golden rules ........

2008-02-03T22:33:00.000-08:00

ONE. Give people more than they expect and do it cheerfully.

TWO. Marry a man/woman you love to talk to. As you get older, their conversational skills will be as important as any other.

THREE. Don't believe all you hear, spend all you have or sleep all you want.

FOUR. ! When you say, "I love you," mean it.

FIVE. When you say, "I'm sorry," look the person in the eye.

SIX. Be engaged at least six months before you get married.

SEVEN. Believe in love at first! sight.

EIGHT. Never laugh at anyone's dreams. People who don't have dreams don't have much.

NINE. Love deeply and passionately. You might get hurt but it's the only way to live life completely.

TEN.. In disagreements, fight fairly. No name calling.

ELEVEN. Don't judge people by their relatives.

TWELVE. Talk slowly but think quickly.

THIRTEEN. When someone asks you a question you don't want to answer, smile and ask, "Why do you want to know?"

FOURTEEN. Remember that great love and great achievements involve great risk.

FIFTEEN. Say "bless you" when you hear someone sneeze.

SIXTEEN. When you lose, don't lose the lesson

SEVENTEEN. Remember the three R's: Respect for self; Respect for others; and Responsibility for all your actions.

Chakradhar
www.chakradhar.net
http://newswet.blogspot.com

Develop A Sense of Urgency

2008-02-03T22:29:00.000-08:00

By: Brian Tracy

Perhaps the most outwardly identifiable quality of a high performing man or woman is “action orientation.”

Take Time to Think and Plan
Highly productive people take the time to think, plan and set priorities. They then launch quickly and strongly toward their goals and objectives. They work steadily, smoothly and continuously and seem to go through enormous amounts of work in the same time period that the average person spends socializing, wasting time and working on low value activities.

Getting into “Flow”
When you work on high value tasks at a high and continuous level of activity, you can actually enter into an amaz ing mental state called “flow.” Almost everyone has experienced this at some time. Really successful people are those who get themselves into this state far more often than the average.

In the state of “flow,”
which is the highest human state of performance and productivity, something almost mirac ulous happens to your mind and emotions. You feel elated and clear. Everything you do seems effortless and accurate. You feel happy and energetic. You experience a tremendous sense of calm and personal effectiveness.

Become More Alert and Aware
In the state of “flow,” identified and talked about over the centuries, you actually function on a higher plane of clarity, creativity and competence. You are more sensitive and aware. Your insight and intuition functions with incredible precision. You see the interconnectedness of people and circumstances around you. You often come up with brilliant ideas and insights that enable you to move ahead even more rapidly.

Develop a Sense of Urgency
One of the ways you can trigger this state of flow is by developing a “sense of urgency.” This is an inner drive and desire to get on with the job quickly and get it done fast. This inner drive is an impatience that motivates you to get going and to keep going. A sense of urgency feels very much like racing against yourself.

Create a “Bias for Action”
With this ingrained sense of urgency, you develop a “bias for action.” You take action rather than talking continually about what you are going to do. You focus on specific steps you can take immediately. By employing this technique you concentrate on the things you can do right now to get the results you want and achieve the goals you desire.

Action Exercises
Here are two things you can do immediately to put these ideas into action:

First, select one major task confronting you and launch into it immediately. Don’t hesitate. Move fast.

Second, start doing this every morning, first thing, until it becomes a habit.

Chakradhar
www.chakradhar.net
http://newswet.blogspot.com

Award winning joke !!!

2008-02-03T22:25:00.000-08:00

Two little boys, ages 8 and 10, are extremely mischievous. They are always getting into trouble and their parents know all about it. If any mischief occurs in their town, the two boys are probably involved. The boys' mother heard that a preacher in town had been successful in disciplining children, so she asked if he would speak with her boys.

The preacher agreed, but he asked to see them individually. So the mother sent the 8 year old first, in the morning, with the older boy to see the preacher in the afternoon.

The preacher, a huge man with a booming voice, sat the younger boy down and asked him sternly, "Do you know where God is, son?" The boy's mouth dropped open, but he made no response, sitting there wide-eyed with his mouth hanging open.

So the preacher repeated the question in an even sterner tone, "Where is God?!" Again, the boy made no attempt to answer. The preacher raised his voice even more and shook his finger in the boy's face and bellowed, "Where is God?!" The boy screamed and bolted from the room, ran directly home and dove into his closet, slamming the door behind him.

When his older brother found him in the closet, he asked, "what happened?" The younger brother, gasping for breath, replied, "We are in BIG trouble this time.

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("I really LOVED reading next line again and again")
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GOD is missing, and they think we did it!!!!!!!!!!!!!!

Chakradhar
www.chakradhar.net
http://newswet.blogspot.com

Something to think about....

2008-01-22T03:48:00.000-08:00

There was a one hour interview on CNBC with Warren Buffet, the second richest man who has donated $31 billion to charity Here are some very interesting aspects of his life:

1. He bought his first share at age 11 and he now regrets that he started too late!

2. He bought a small farm at age 14 with savings from delivering newspapers.

3. He still lives in the same small 3-bedroom house in mid-town Omaha , that he bought after he got married 50 years ago. He says that he has everything he needs in that house. His house does not have a wall or a fence.

4. He drives his own car everywhere and does not have a driver or security people around him.
5. He never travels by private jet, although he owns the world's largest private jet company.

6. His company, Berkshire Hathaway, owns 63 companies. He writes only one letter each year to the CEOs of these companies, giving them goals for the year. He never holds meetings or calls them on a regular basis. He has given his CEO's only two rules.
Rule number 1: do not lose any of your share holder's money.
Rule number 2: Do not forget rule number 1.

7. He does not socialize with the high society crowd. His past time after he gets home is to make himself some pop corn and watch Television.

8. Bill Gates, the world's richest man met him for the first time only 5 years ago. Bill Gates did not think he had anything in common with Warren Buffet. So he had scheduled his meeting only for half hour. But when Gates met him, the meeting lasted for ten hours and Bill Gatesbecame a devotee of Warren Buffet.

9. Warren Buffet does not carry a cell phone, nor has a computer on his desk.

His advice to young people: "Stay away from credit cards and invest in yourself and Remember:
A. Money doesn't create man but it is the man who created money.

B. Live your life as simple as you are.

C. Don't do what others say, just listen them, but do what you feel good.

D. Don't go on brand name; just wear those things in which u feel comfortable.

E. Don't waste your money on unnecessary things; just spend on them who really in need rather.
F. After all it's your life then why give chance to others to rule our life."

Chakradhar
http://www.chakradhar.net/
http://fullsyllabi.blogspot.com/

There is website!!

2008-01-22T03:25:00.000-08:00

Dear All,

There is website

www.bharatbloodbank.com where u can search for a particular blood group, u’ll get thousand of donor addresses. Pass this MSG 2 all u know. It will help many.

Pls don’t skip it without forwarding. U will really help some 1 without ur knowledge !!!

Chakradhar
www.chakradhar.net
http://fullsyllabi.blogspot.com

Discoveries of man & woman!

2008-01-22T03:14:00.000-08:00

Man discovered weapons, invented hunting.
Woman discovered hunting, invented furs.

Man discovered colors, invented painting.
Woman discovered painting, invented make-up .

Man discovered speech, invented conversation.
Woman discovered conversation, invented gossip .

Man discovered agriculture, invented food.
Woman discovered food, invented diet.

Man discovered friendship, invented love.
Woman discovered love, invented marriage .

Man discovered trade, invented money.
Woman discovered money, man has never recovered!!!!!!!

Chakradhar
www.chakradhar.net
http://fullsyllabi.blogspot.com

Simple Romance Mathematics :)

2008-01-22T03:08:00.000-08:00

A woman worries about the future until she gets a husband.
A man never worries about the future until he gets a wife.
A successful man is one who makes more money than his wife can spend.
A successful woman is one who can find such a man.

HAPPINESS
To be happy with a man, you must understand him a lot and love him a little.To be happy with a woman, you must love her a lot and not try to understandher at all.

LONGEVITY
Married men live longer than single men do, but married men are a lot morewilling to die.

PROPENSITY TO CHANGE
A woman marries a man expecting he will change, but he doesn't.A man marries a woman expecting that she won't change, and she does.

DISCUSSION TECHNIQUE
A woman has the last word in any argument.Anything a man says after that is the beginning of a new argument.

Chakradhar
www.chakradhar.net
http://fullsyllabi.blogspot.com

Office memo

2008-01-22T02:36:00.000-08:00

OFFICE MEMO: May all members of staff please note that there will Only be one drink per person at this year's Annual Party. And please bring your own cup ! Regards, Management

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And what happened at the annual party !!! (Scroll down)

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The specifications were missing in the memo ( size of cup)

Moral of the story : Be very specific in your daily life including project work. Give proper specifications…

Chakradhar
www.chakradhar.net
http://fullsyllabi.blogspot.com

Challenge to Geometry Puzzle any genius to solve this!

2008-01-22T02:04:00.000-08:00

Here's a puzzling new discovery:Recently a professor in MIT has put a new theory on right-angled triangles that has challenged some accepted norms in Geometry. This theory, Prof. John Mentriffe says, will revolutionize area in mathematics that deals with calculation of motion objects in space and design of the Universe.

Chakradhar

http://www.chakradhar.net/

http://fullsyllabi.blogspot.com/

The Best Relation

2008-01-22T01:47:00.000-08:00

The best relation ever is between two eyes,

"they blink together,
move together, cry together,
see together
and sleep together".

STILL they never
see directly each other.

But when they see a girl,

one will blink
and another will not.

Moral of the story:
Girl can break any kind of relationships....

Chakradhar

www.chakradhar.net

http://fullsyllabi.blogspot.com

INDIA must change : By JP

2008-01-21T23:57:00.000-08:00

Dr. Jayaprakash Narayan
President, Lok Satta Party
Hyderabad

Dear Friends,

India is booming. The Indian Stock Market is skyrocketing. The world sees India as an emerging global power…
However…
• Are the fruits of Developing India reaching all Indians?
• Can we build a first-world economy with third-rate politics?
• Doesn’t India deserve a younger and better leadership?
• Can the aspirations of the youth be fulfilled with third-rate politics?

In India today…
• Poor families have no access to quality education.
• Hospitalized patients often have to choose between death and bankruptcy.
• Corruption and mis-governance rob people of equal opportunities.
• Many youth face an uncertain future…… where their dreams might remain unfulfilled and their potential unrealized.
• Politics is big business for those who want to fleece the public.
• Ordinary people are alienated by the money-muscle nexus in politics.
• Justice takes decades and is inaccessible to ordinary citizens.
• Violence, naxalism, and anarchy are growing.
• Roads are crumbling, power outages are frequent, clean drinking water is scarce, and traffic chaos is routine.

Is this the INDIA the Freedom Fighters dreamt of?

Read the full article here : http://www.hiteccitycommunity.com/messageToVisitorsJP.asp

Chakradhar
www.chakradhar.net
http://zoomsays.blogspot.com

One in a Million Shot!!!

2008-01-21T22:49:00.000-08:00

This is how nature smiles on us..….
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Chakradhar
http://www.chakradhar.net/
http://zoomsays.blogspot.com/

Techno Kids!!!

2008-01-21T22:40:00.000-08:00

The Teacher gave a punishment to the student and asked him to write

“I Will Not Throw Paper Airplanes in the Class” 500 times on the black board.

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the student wrote

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Chakradhar
http://www.chakradhar.net/
http://fullsyllabi.blogspot.com/

Horrible scene????

2008-01-21T22:26:00.000-08:00

Itz not too far?
Scroll Down

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Scroll Down

Chakradhar
http://www.chakradhar.net/
http//zoomsays.blogspot.com

From today onwards You avoiding Maggie from yours MENU...!!!

2008-01-21T22:02:00.000-08:00

25 Tips for a healthy HEART!!!

CANCEROUS FOODS / PRODUCTS INSTANT NOODLES Dear instant noodle lovers, Make sure you break for at least 3 days after one session of instant noodles before you eat your next packet! Please read the info shared to me by a doctor. My family stopped eating instant noodles more than 5 years ago after hearing about the wax coating the noodles - the wax is not just in the Styrofoam containers but it coats the noodles. This is why the instant noodles do not stick to each other when cooking.

If one were to examine the ordinary Chinese yellow noodles in the market, one will notice that, in their uncooked state the noodles are oily. This layer of oil prevents the noodles from sticking together.

Wanton noodles in their uncooked state have been dusted with flour to prevent them sticking together. When the hawker cooks the noodles, notice he cooks them in hot water and then rinses them in cold water before cooking them in hot water again. This process is repeated several times before the noodles are ready to be served. The cooking and rinsing process prevents noodles from sticking together.

The hawker then "lowers the noodles in oil and sauce to prevent the noodles from sticking if they are to be served dry. Cooking instructions for spaghetti require oil or butter to be added in the water when boiling the spaghetti to prevent the pasta from sticking together. Otherwise, one gets a big clump of spaghetti!

There was an SBC (now TCS) actor some years ago, who at a busy time of his career had no time to cook, resorted to eating instant noodles everyday. He got cancer later on. His doctor told him about the wax in instant noodles. The doctor told him that our body will need up to 2 days to clear the wax. There was also an SIA steward who after moving out from his mother's house into his own house, did not cook but ate instant noodles almost every meal. He had cancer, and has since died from it.

Now-a -days the instant noodles are referred as " cancer noodles ".

Chakradhar
www.chakradhar.net
http://fullsyllabi.blogspot.com

TAX STRUCTURE IN INDIA

2008-01-18T02:16:00.000-08:00

TAX STRUCTURE IN INDIA

1) Qus. : What are you doing?
Ans. : Business.
Tax : PAY PROFESSIONAL TAX!

2) Qus. : What are you doing in Business?
Ans. : Selling the Goods.
Tax : PAY SALES TAX!!

3) Qus. : >From where are you getting Goods?
Ans. : From other State/Abroad
Tax : PAY CENTRAL SALES TAX, CUSTOM DUTY & OCTROI!

4) Qus. : What are you getting in Selling Goods?
Ans. : Profit.
Tax : PAY INCOME TAX!

Qus. : How do you distribute profit ?
Ans : By way of dividend
Tax : Pay dividend distribution Tax

5) Qus. : Where you Manufacturing the Goods?
Ans. : Factory.
Tax : PAY EXCISE DUTY!

6) Qus. : Do you have Office / Warehouse/ Factory?
Ans. : Yes
Tax : PAY MUNICIPAL & FIRE TAX!

7) Qus. : Do you have Staff?
Ans. : Yes
Tax : PAY STAFF PROFESSIONAL TAX!

8) Qus. : Doing business in Millions?
Ans. : Yes
Tax : PAY TURNOVER TAX!
Ans : No
Tax : Then pay Minimum Alternate Tax

9) Qus. : Are you taking out over 25,000 Cash from Bank?
Ans. : Yes, for Salary.
Tax : PAY CASH HANDLING TAX!

10) Qus.: Where are you taking your client for Lunch & Dinner?
Ans. : Hotel
Tax : PAY FOOD & ENTERTAINMENT TAX!

11) Qus.: Are you going Out of Station for Business?
Ans. : Yes
Tax : PAY FRINGE BENEFIT TAX!

12) Qus.: Have you taken or given any Service/s?
Ans. : Yes
Tax : PAY SERVICE TAX!

13) Qus.: How come you got such a Big Amount?
Ans. : Gift on birthday.
Tax : PAY GIFT TAX!

14) Qus.: Do you have any Wealth?
Ans. : Yes
Tax : PAY WEALTH TAX!

15) Qus.: To reduce Tension, for entertainment, where are you going?
Ans. : Cinema or Resort.
Tax : PAY ENTERTAINMENT TAX!

16) Qus.: Have you purchased House?
Ans. : Yes
Tax : PAY STAMP DUTY & REGISTRATION FEE !

17) Qus.: How you Travel?
Ans. : Bus
Tax : PAY SURCHARGE!

18) Qus.: Any Additional Tax?
Ans. : Yes
Tax : PAY EDUCATIONAL, ADDITIONAL EDUCATIONAL & SURCHARGE ON ALL THE CENTRAL GOVT.'s TAX !!!

19) Qus.: Delayed any time Paying Any Tax?
Ans. : Yes
Tax : PAY INTEREST & PENALTY!

20) INDIAN :: can i die now??
Ans :: wait we are about to launch the funeral tax!!!

Chakradhar
www.chakradhar.net

Monkey Brains In U.S. Make Robot Walk In Japan

2008-01-18T00:54:00.000-08:00

Monkey Brains In U.S. Make Robot Walk In Japan Researchers believe their latest work will be used to develop prototypes of robotic leg braces for human use.

By K.C. Jones InformationWeek January 16, 2008 11:37 AM

Researchers at Duke University Medical Center have used a monkey's brain activity to control a robot on the other side of the globe. In what researchers tout as a first-of-its-kind experiment, monkeys' thoughts controlled the walking patterns of a robot in Japan.

"They can walk in complete synchronization," said Dr. Miguel Nicolelis, who also is the Anne W. Deane Professor of Neuroscience at Duke. "The most stunning finding is that when we stopped the treadmill and the monkey ceased to move its legs, it was able to sustain the locomotion of the robot for a few minutes -- just by thinking -- using only the visual feedback of the robot in Japan."

Implanted electrodes gathered feedback from brain cells of two rhesus monkeys as they walked forward and backward at different paces on a treadmill. Sensors on the monkeys' legs tracked walking patterns while researchers used math models to analyze the relationship between leg movement and activity in the brain's motor and sensory cortex. From there, researchers in North Carolina and Japan determined how well brain cell activity predicted speed and stride.
"We found that certain neurons in multiple areas of the brain fire at different phases and at varying frequency, depending on their role in controlling the complex, multi-muscle process of motion," senior research investigator Nicolelis said in a statement.

Researchers recorded brain activity, predicted the pattern of locomotion, and sent the signal from the motor commands of the animal to the robot, he said.

"We also created a real-time transmission of information that allowed the brain activity of the monkey in North Carolina to control the commands of a robot in Japan," Nicolelis said. "Each neuron provides us with a small piece of the puzzle that we compile to predict the walking pattern of the monkeys with high accuracy."

The research, funded by the Anne W. Deane Endowed Chair Fund, expanded on previous experiments in Nicolelis' laboratory that showed monkeys could control the reaching and grasping movements of a robotic arm with their brain signals. Researchers believe that, within a year, their latest work will be used to develop prototypes of robotic leg braces for human use. They hope that robotic braces can help severely paralyzed patients walk again.

"In essence, we are seeking to capture the information that the foot sends to your brain when it touches the ground as you walk," Nicolelis said.

Mitsuo Kawato, M.E., Ph.D., director of ATR Computational Neuroscience Laboratories and research director of the Computational Brain Project of the Japan Science and Technology Agency, said the findings will be used to advance research on how the brain processes information.

http://www.informationweek.com/internet/showArticle.jhtml?articleID=205801020

Chakradhar
www.chakradhar.net

Ways to lead a life ...

2008-01-16T23:32:00.000-08:00

NAME: Massu or Malana, 60
Massu's AssetsRs 30 lakh in properties aloneDay's earnings Rs 1,000 to 1,500
Begs at: Lokhandwala.

Mostly outside high-end restaurants visited by TV and film stars. Working hours: 8 pm to 3 am.Home is: A one BHK at Amboli in Andheri (west). He owns another 1 BHK nearby.Massu's 1BHK room at Amboli. Both houses are duplexes Family: Wife, two sons and a daughter-in-law share the apartment with him. Day's earnings: Rs 1000 to 1500.Assets: Rs 30 lakh in just properties.
One son makes and sells brooms, while the other hawks knick-knacks near Andheri station. He has substantial savings, but would not reveal details. Cool quotient: Massu is dressed in spotless clothes when he takes an auto-rickshaw to Lokhandwala every evening. He changes into his beggar attire near Ad Labs.
During his working hours, he has a complete sway over the area. You will never find another beggar in his vicinity. He takes an auto on his way home too. Stops at Yashraj Studios for a change of clothes.

NAME: Krishna Kumar Gite, 42
Krishna 's AssetsRs 5 lakh in properties aloneDay's earningsRs 1500 to 2000

Begs at: CP Tank, Charni RoadWorking hours: Early morning to late evening

Home is: I BHK apartment at Nallasopara, which he shares with his brother.Family: Brother, sister-in-law and their children.Day's earnings: Rs 1500 to 2000. His worth: The Nallasopara apartment is worth nearly Rs 5 lakh. Krishna claimed he has substantial savings but would not put a figure to it. "My brother manages everything," he said. Cool quotient: Claims he can't be bothered with money matters. He retires every evening to his Nallasopara home and hands over the day's earnings to his brother. "My bhabhi and brother know best what to do with the money."

NAME: Bharat Jain, 45
Bharat's AssetsRs 70 lakh in properties aloneDay's earnings Rs 2000 to 2500
Begs at: Azad Maidan and Chhatrapati Shivaji Terminus.Working hours: Early morning to late evening.

Home is: Two adjacent 1 BHK apartments in Parel, where his family stays. Bharat, however, visits home only once in a week. His family, which deals in school notebooks and other study material, has tried on many occasions to get Bharat to give up begging and join the family business. Bharat's Parel house where he stays with his family. (right) The Bhandup shop the family has rented out to a juice centreFamily: Wife, two sons -- one studying in class X and the other in class XII -- father and brother. Day's earnings: Rs 2000 to 2500.His worth: The family apartments are worth close to Rs 60 lakh. The family also has rented out a shop in Bhandup to a juice centre and gets Rs 7,000-a-month in rent. The rent is collected every month by Bharat's wife. Cool quotient: Bharat speaks impeccable English. He is soft spoken and you will never find him harassing people for alms.

Name: Haji, 26
Haji's Assets Rs 15 lakhDay's earnings Rs 1000 to 2000
Begs at: Deonar and Chembur. Usually begs near mosques andtemples.

Working hours: Flexi. Picks the best time to be at a temple or a mosque.Home is: A room at Cheetah Camp, where his mother and sister run a zari workshop, employing 15 people. Family: Mother and sister.Day's earnings: Rs 1000 to 2000 .Earnings increase mani-folds during festivals.His worth: The Cheetah Camp room worth anything between Rs 3 and 5 lakh. The zari workshop could be worth 10 lakh. The family earns a steady income from the zari business and his mother has tried every trick to get him to give up begging and join the family business. Cool quotient: He says managing the zari workshop is too muchhardwork. "I can't be bothered with all that. I like to be left alone. Also, I make a decent amount every day.

----------------<( ULTIMATE!!!)>-----------------

Name: Doesn't matter,
A Software Engineer (Double Graduate :D)S/W Enggr's
Assets: Some old C++, Java, Cryptography Books worth 10,000 INR. Rest all Assets are based on EMI's (Easy Monthly Installment) so it's the bank that owns it and not me.Day's earning: Peanuts :)
Works @ : Does't Matter , Sometimes even sitting on the Kamod.
Working Hours: Day and Night
Family: 1 intel Pentium 4 3.8 GHz CPU, 1 Flat monitor, 1 mouse and 1 keyboard.
His worth: Depends on the Tester, If tester files several critical bugs @ a time then he's useless :)
Cool Quotient: Whenever he opens his mouth he knows speaks only C, C++ and Java. Never fires anyone, only he gets fired everywhere. The only time he stays cool is when he gulps down two large shots of JD (Jack Daniel, Obvious someone else is paying for those shots :D).
So Kya soch rahe ho ... katora Uthao Or ... !!! …………….

Chakaradar
www.chakradhar.net

Quotes

2008-01-16T23:30:00.000-08:00

# Sign on a railway station at Patna:
Aana free, jaana free,
pakde gaye to khana free.

# Seen on a famous beauty parlor in Bombay:
Don't whistle at the girl going out from here.
She may be your grandmother!

# Seen on a bulletin board:
Success is relative
More the success, more the relatives.

# Sign at a barber's saloon in Juhu, Bombay:
we need your heads to run our business.

# A traffic slogan:
Don't let your kids drive if they are not old enough - or else they never will be.....

#THE BEST ONE:
Its God's responsibility to forgive the terrorist organizations
It's our responsibility to arrange the meeting between them and god."
- Indian Armed Forces

Chakradhar

www.chakradhar.net

Pls do not show sympathy to people selling buds on roadside or at

2008-01-16T23:24:00.000-08:00

Pls do not show sympathy to people selling buds on roadside or at signals.........

Just wanted to warn you people not to buy those packs of ear buds you get at the roadside. It's made from cotton that has already been used in hospitals.

They take all the dirty, blood and pus filled cotton, wash it, bleach it and use it to make ear buds. So, unless you want to become the firstperson in the world to get Herpes Zoster Oticus (a viral infection of the inner, middle, and external ear) of the ear and that too from a cotton bud.

DON'T BUY THEM!

By Chakradhar
www.chakradhar.net

PIN NUMBER REVERSAL (GOOD TO KNOW)

2008-01-16T23:22:00.000-08:00

If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your Pin # in reverse.

For example if your pin number is 1234 then you would put in 4321. The ATM recognizes that your pin number is backwards from the ATM card you placed in themachine.

The machine will still give you the money you requested, but unknown to the robber, the police will be immediately dispatched to help you.

This information was recently broadcasted on TV and it states that it is seldom used because people don't know it exists.

Please pass this useful information around.

By Chakradhar
www.chakradhar.net

Difference b/w love and arranged marriages!!!

2008-01-16T23:18:00.000-08:00

Love Marriage	Arranged Marriage
Resembles procedural programming language. We have some set functions like flirting, going to movies together, making long conversations on phone and then try to fit all functions to the candidate we like.	Similar to object oriented programming approach. We first fix the candidate and then try to implement functions on her. The functions are added to supplement the main program. The functions can be added or deleted.
It is a throwaway type of prototype as client requirements rises with time thus it is a dynamic system and difficult to maintain.	Requirements are well defined so use of waterfall model is possible
Family system hangs because hardware (called parents) is not responding.	Compatible with hardware (Parents).
You are the project leader so u are responsible for implementation and execution of PROJECT- married life.	You are a team member under project leader (parents) so they are responsible for successful execution of project Married life.
Client expectations include exciting feature as spouse cooking food, washing clothes etc.	All these features are covered in the SRS as required features.
Acceptance test possible you can try before you Buy.	Product is sold on an as is where is basis. Product once sold will not be taken back!
Love Marriage is like Windows , beautiful n seductive.... Yet one never knows when it will crash....	Arranged Marriage is like Unix ... boring n colorless... still extremely reliable n robust.

By Chakradhar
www.chakradhar.net

TRUE INDIAN MEDIA

2008-01-16T23:15:00.000-08:00

Which Media is controlled by whom and how does it derive benefit

a) NDTV:
Funded by Gospels of Charity in Spain supports Communism. Recently it has developed a soft corner towards Pakistan because Pakistan President has allowed only this channel to be aired in Pakistan . Indian CEO Prannoy Roy is co-brother of Prakash Karat, Gen Secy of Communist party of India .

b) CNN-IBN:
100% Funded by Southern Baptist Church with its branches in all over the world with HQ in US. The Church annually allocates 800 Million Dollars for Promotion of its channel. Its Indian Head is Rajdeep Sardesai and his wife Sagarika Ghosh.

c) TIMES GROUP LIST:
TIMES OF INDIA, MID-DAY, NAV-BHARTH TIMES, STARDUST,
FEMINA, VIJAYA TIMES, VIJAYA KARNATAKA, TIMES NOW (24 hr News Channel) & many more.
Times Group is owned by Bennet & Coleman. 80% of the Funding is done by "WORLD CHRISTIAN COUNCIL%u201D, and balance 20% is equally shared by an Englishman and an Italian. The Italian ROBERTIO MINDO IS A CLOSE RELATIVE OF SONIA GANDHI.

D) STAR TV:
Is run by an Australian, who is supported by St.Peters Pontificial Church Melbourne.

E) HINDUSTAN TIMES:
Owned by Birla Group, but hands have changed since Shobana Bhartiya took over. Presently it is working in Collobration with Times Group.

F) The Hindu:
A English Daily, started over 125 years has been recently taken over by Joshua Society, Berne , Switzerland.

G) INDIAN EXPRESS:D
IVDED INTO TWO GROUPS. THE INDIAN EXPRESS & NEW INDIAN EXPRESS (SOUTHERN EDITION). Acts Ministries has major stake in the Indian express and latter is still with the Indian counterpart

H) EENADU:
Still to date controlled by an Indian named Ramoji Rao

I) Andhra Jyothi :
The MUSLIM PARTY OF HYDERABAD known as (MIM) along with a Congress Minister Has purchased this Telgu daily very recently.

j) The Statesman:
It is controlled by Communist Party of India

k) Kairali TV:
It is Controlled by Communist party of India (Marxist)

l) Mathrabhoomi:
leaders of Muslim league and Communist Leaders have major investment.

L) Asian Age & Deccan Chronicle:
Is owned by a Saudi Arabian Company with its chief Editor M.J.AKBAR.

By Chakradhar
www.chakradhar.net

When you rearrange the letters:

2008-01-16T23:09:00.000-08:00

This has got to be one of the most clever E-mails I've received in awhile. Someone out there either has too much spare time or is deadly at Scrabble.(Wait till you see the last one)!

FLORENCE NIGHTINGALE
When you rearrange the letters:FLIT ON CHEERING ANGEL

DILIP VENGSARKAR
When you rearrange the letters:SPARKLING DRIVE

BARA THEDA
When you rearrange the letters:ARAB DEATH

PRINCESS DIANA
When you rearrange the letters:END IS A CAR SPIN

MONICA LEWINSKY
When you rearrange the letters:NICE SILKY WOMAN

DORMITORY:
When you rearrange the letters:DIRTY ROO M

PRESBYTERIAN:
When you rearrange the letters:BEST IN PRAYER

ASTRONOMER:
When you rearrange the letters:MOON STARER

DESPERATION:
When you rearrange the letters:A ROPE ENDS IT

THE EYES:
When you rearrange the letters:THEY SEE

GEORGE BUSH :
When you rearrange the letters:HE BUGS GORE

THE MORSE CODE :
When you rearrange the letters:HERE COME DOTS

SLOT MACHINES:
When you rearrange the letters:CASH LOST IN ME

ANIMOSITY:
When you rearrange the letters:IS NO AMITY

ELECTION RESULTS:
When you rearrange the letters:LIES - LET'S RECOUNT

SNOOZE ALARMS:
When you rearrange the letters:ALAS! NO MORE Z 'S

A DECIMAL POINT:
When you rearrange the letters:IM A DOT IN PLACE

THE EARTHQUAKES:
When you rearrange the letters:THAT QUEER SHAKE

ELEVEN PLUS TWO:
When you rearrange the letters:TWELVE PLUS ONE

.AND FOR THE GRAND FINALE:
.
.
.
.
.
.
.
MOTHER-IN-LAW:
When you rearrange the letters:WOMAN HITLER

Bet your friends haven't seen this one!!!DON'T FORGET TO SHARE THIS

By Chakradhar
www.chakradhar.net

The Perfect Boss . . .

2008-01-16T23:06:00.001-08:00

There were about 70 scientists working on a very hectic project. All of them were really frustrated due to the pressure of work and the demands of their boss but everyone was loyal to him and did not think of quitting the job.

One day, one scientist came to his boss and told him - Sir, I have promised to my children that I will take them to the exhibition going on in our township. So I want to leave the office at 5 30 pm. His boss replied "OK, You're permitted to leave the office early today" The Scientist started working.

He continued his work after lunch. As usual he got involved to such an extent that he looked at his watch when he felt he was close to completion.The time was 8.30 PM.

Suddenly he remembered of the promise he had given to his children. He looked for his boss, He was not there. Having told him in the morning itself, he closed everything and left for home. Deep within himself, he was feeling guilty for having disappointed his children.

He reached home. Children were not there. His wife alone was sitting in the hall and reading magazines. The situation was explosive, any talk would boomerang on him. His wife asked him "Would you like to have coffee or shall I straight away serve dinner if you are hungry. The man replied "If you would like to have coffee, i too will have but what about Children??" Wife replied "You don't know ?? Your manager came here at 5.15 PM and has taken the children to the exhibition " What had really happened was ...

The boss who granted him permission was observing him working seriously at 5.00 PM. He thought to himself, this person will not leave the work, but if he has promised his children they should enjoy the visit to exhibition. So he took the lead in taking them to exhibition. The boss does not have to do it everytime. But once it is done, loyalty is established.

That is why all the scientists at Thumba continued to work under their boss eventhough the stress was tremendous.

By the way , can you hazard a guess as to who the boss was..? He was none other than

Dr. APJ Abdul Kalam, Former-President of India!!!

Chakradhar
www.chakradhar.net

Indian Employment conditions

2008-01-16T23:02:00.000-08:00

OLD VERSION
The ant works hard in the withering heat all summer long building his house and laying up supplies for the winter. The grasshopper thinks the ant's a fool and laughs & dances & plays the summer away.
Come winters, the ant is warm and well fed. The grasshopper has no food or shelter so he dies out in the cold.

MODERN VERSION
The ant works hard in the withering heat all summer long, building his house and laying up supplies for the winter. The grasshopper thinks the ant's a fool and laughs & dances & plays the summer away.
Comes winter, the shivering grasshopper calls a press conference and demands to know why the ant should be allowed to be warm and well fed while others are cold and starving.NDTV, BBC, CNN show up to provide pictures of the shivering grasshopper next to a video of the ant in his comfortable home with a table filled with food.
The World is stunned by the sharp contrast. How can this be that this poor grasshopper is allowed to suffer so?
Arundhati Roy stages a demonstration in front of the ant's house.
Medha Patkar goes on a fast along with other grasshoppers demanding that grasshoppers be relocated to warmer climates during winter.
Amnesty International criticize the Indian Government for not upholding the fundamental rights of the grasshopper.
The Internet is flooded with online petitions seeking support to the grasshopper (many promising Heaven and Everlasting Peace for prompt support as against the wrath of God for non-compliance) .
Opposition MP's stage a walkout.Left parties call for "Bharat Bandh" in West Bengal and Kerala demanding a Judicial Enquiry. CPM in Kerala immediately passes a law preventing Ants from working hard in the heat so as to bring about equality of poverty among ants and grasshoppers.
Lalu Prasad allocates one free coach to Grasshoppers on all Indian Railway Trains, aptly named as the 'Grasshopper Rath'.
Finally, the Judicial Committee drafts the Prevention of Terrorism Against Grasshoppers Act [POTAGA]", with effect from the beginning of the winter.
Arjun Singh makes Special Reservation for Grass Hopper in educational Insititutions & in Govt Services.
The ant is fined for failing to comply with POTAGA and, having nothing left to pay his retroactive taxes, his home is confiscated by the Government and handed over to the grasshopper in a ceremony covered by NDTV.
Arundhati Roy calls it "a triumph of justice". Lalu calls it 'Socialistic Justice'. CPM calls it the 'revolutionary resurgence of thedowntrodden'.

MANY YEARS LATER...
The ant has since migrated to the US and set up a multi billion dollar company in silicon valley.100s of grasshoppers still die of starvation despite reservation somewhere in India...

chakradhar
www.chakradhar.net

mitramaa(telugu poem)

2008-01-16T22:44:00.000-08:00

This poem can also be found at http://www.chakradhar.net/poems/mitramaa.jpg

Chakradhar
http://www.chakradhar.net/

gaalimEDalu ... ( telugu poem )

2008-01-16T22:43:00.000-08:00

This poem can also be found athttp://www.chakradhar.net/poems/gaalimedalu.jpg

by Chakradhar
http://www.chakradhar.net/

malliirandi ( telugu poem )

2008-01-16T22:35:00.000-08:00

This poem can also befound at
http://chakradhar.net/poems/malliirandi1.jpg
http://chakradhar.net/poems/malliirandi2.jpg

Chakradhar
http://www.chakradhar.net/

amrutam kurustondi ... ( telugu poem )

2008-01-16T22:29:00.000-08:00

This poem can also be found at http://chakradhar.net/poems/amrutamkurstondi.jpg

chakradhar
http://www.chakradhar.net/

INCOME TAX RULES: Very Useful - INDIA

2008-01-16T04:54:00.000-08:00

ASSESSMENT YEAR 2008-2009
RELEVANT TO FINANCIAL YEAR 2007-2008

I TAX RATES FOR INDIVIDUALS OTHER THAN II & III Upto 1,10,000 - Nil
1,10,000 to 1,50,000 - 10% of the amount exceeding 1,10,000
1,50,000 to 2,50,000 - Rs.4,000 + 20% of the amount exceeding 1,50,000
2,50,000 & above - Rs.24,000 + 30% of the amount exceeding 2,50,000 II TAX RATES FOR RESIDENT WOMAN BELOW 65 YEARS Upto 1,45,000 - Nil
1,45,000 to 1,50,000 - 10% of the amount exceeding 1,45,000
1,50,000 to 2,50,000 - Rs.500 + 20% of the amount exceeding 1,50,000
2,50,000 & above - Rs.20,500 + 30% of the amount exceeding 2,50,000
III TAX RATES FOR INDIVIDUAL RESIDENTS AGED 65 YRS AND ABOVE Upto 1,95,000 - Nil
1,95,000 to 2,50,000 - 20% of the amount exceeding 1,95,000
2,50,000 & above - Rs.11,000 + 30% of the amount exceeding 2,50,000

SURCHARGE ON INCOMETAX In the case of every Individual, Hindu undivided family, Association of person and body of individuals, Surcharge on income-tax is calculated @10% if the total taxable income exceeds Rs.10,00,000.

EDUCATION CESS The amount of Income-tax and Surcharge shall be further increased by Education Cess of 3% on Income-tax plus Surcharge.

EXEMPTIONS/DEDUCTIONS FROM SALARY
1. VOLUNTARY RETIREMENT – 10(10C)
Amount received or receivable (ie.,in instalments) by an employee on his voluntary retirement in accordance with any scheme of Voluntary Retirement is exempt to the extent of Rs.5,00,000, provided the VRS is in accordance with Rule 2BA of IT Rules. 2. HOUSE RENT ALLOWANCE EXEMPT U/S.10(13A)
a) Actual HRA received : Rs.xxxx
b) Rent paid in excess of 10% of Salary : Rs.xxxx
c) 50% of Salary in Metro Cities or
40% of Salary in other cities : Rs.xxxx
Least of a), b), c) is exempt.NOTE : Here Salary means Basic Salary as well as DA if the terms of employment so provide. 3. CONVEYANCE ALLOWANCE : Any allowance granted to meet the expenditure incurred wholly, necessarily and exclusively on conveyance in performance of the duties of office and so certified by the employer is exempt u/s.10(14). 4. TRANSPORT ALLOWANCE : Any allowance granted to an employee to meet the expenditure for the purpose of commuting between the place of his residence and the place of his duty to the extent upto Rs.800/- per month is exempt u/s.10(14). 5. MEDICAL REIMBURSEMENT : An amount of Rs.15,000 or the actual amount reimbursed by the employer whichever is less is exempt u/s.17(2). 6. PROFESSION TAX : Profession Tax levied by the State Government is allowable as a deduction from Gross Salary provided it has been paid. STANDARD DEDUCTION U/S.16(1) IS NOT ALLOWABLE FOR A.Y.2006-07 DEDUCTIONS FROM HOUSE PROPERTY 1. DEDUCTION U/S.23(1) : For let out property, amount paid by the owner towards taxes levied by any local authority in respect of the property is deductible from Annual value(taxes pertaining to any previous years). 2. DEDUCTION U/S.24(a) : For let out property, deduction of 30% of the Net Annual Value is allowed. No separate deduction for Repairs, Collection Charges, Insurance Premium, Annual Charge and Ground Rent. 3. INTEREST ON BORROWED LOAN(U/S.24(b)):
FOR SELF OCCUPIED PROPERTY
a. If Property is acquired or constructed with loan taken after 01/04/99 and construction is completed within 3 years from the end of the financial year in which the capital was borrowed – Rs.1,50,000 or actual interest paid/payable whichever is less is deductible.
b. If new housing loan is taken for repayment of old loan (old loan taken after 1/4/99) – Rs.1,50,000 or actual interest paid/payable whichever is less is allowed as deduction.
c. If Property is acquired or constructed with loan taken before 01/04/99, Rs.30,000 or actual interest paid/payable whichever is less is allowed as deduction.
d. If loan taken for Repairs, renewal, reconstruction of property, Rs.30,000 or actual interest paid/payable which ever is less is allowed as deduction.FOR LET OUT PROPERTY, actual interest paid/payable can be claimed as deduction.
ONLY OWNER OF THE HOUSE PROPERTY CAN AVAIL THE ABOVE DEDUCTIONS. CAPITAL GAINS: With effect from 01/10/2004, Long Term Capital Gains arising on sale of equity shares or unit of equity oriented fund through recognized stock exchange is exempt if such transaction is chargeable to Securities Transaction Tax (u/s.10(38)). With effect from 01/10/2004, Short Term Capital Gains arising on sale of equity shares or unit of equity oriented fund through recognized stock exchange is subject to tax at the rate of 10% if such transaction is chargeable to Securities Transaction Tax. EXEMPTION U/S.54EC:
The Capital Gain arising out of sale of long term capital asset can be invested in National Highways Authority of India, Rural Electrification Corporation Limited, within six months from the date of sale. (Lock-in period is 3 years)
For Cost Inflation Index, refer website. STANDARD DEDUCTION FOR FAMILY PENSION U/S.57(iia): An amount of Rs.15,000 or 331/3% of family pension whichever is less is allowed as deduction. If an assessee receives arrears of family pension, then Relief u/s.89(1) can be claimed by him.
Family Pension received by the widow or children or nominated heirs, as the case may be, of a member of the armed forces(including para-military forces) of the union, where the death of such member has occurred in the course of operation is exempt. EXEMPTIONS – OTHER SOURCES Any income by way of Dividends from company, Income received in respect of units from the Unit Trust of India, Income received in respect of the units of a mutual fund are exempt. DEDUCTIONS FROM GROSS TOTAL INCOME (CHAPTER VIA):

Sl.No	I.T. Sec.	Nature of Deduction	Amount of deduction
1. a. b. c.	80 CCE 80 C 80 CCC 80 CCD	Life Insurance Premia, PF, PPF, NSC, ELSS, Units of Mutual Fund referred to u/s.10(23D), Tuition Fees(max. 2 Children), Repayment of Principal of Housing loan, Bank Fixed Deposit of 5 yrs period, notified Bonds of NABARD etc.Premium paid towards approved Pension Fund (like LIC's Jeevan Suraksha) max. 1 lakh.Contribution to Central Government Pension Schemes. Upto 10% of salary with matching contribution from Government.	Maximum overall Deductions allowed u/s. 80C, 80CCC & 80CCD is Rs. 1,00,000
2.	80 D	(a) Medical Insurance Premium paid by Cheque for policies taken from General Insurance Corporation /other approved Insurance Regulatory and Development Authority.(b) For Senior Citizens	Upto Rs.15,000 Upto Rs.20,000
3.	80 DD	(a) Any expenditure for Medical, Nursing & Rehabilitation incurred on dependant suffering from permanent disability including blindness, mental retardation, autism, cerebral palsy or multiple disabilities(b) Deposits under LIC, UTI's Scheme & other IRDA approved insurers for the benefit of physically handicapped dependent	Rs.50,000 with an additional Rs.25,000 if the disability is severe exceeding 80%
4.	80 DDB	(a) Actual expenditure incurred on Medical treatment of Self or dependant or a member of HUF suffering from terminal diseases like Cancer, AIDS, Renal failure etc.(b) For Senior Citizens(self or dependent on whom expenditure on medical treated is taken)	Upto Rs.40,000 Upto Rs.60,000
5.	80 E	Interest on loan taken from Financial/Charitable Institutions for Self/Spouse/Children for pursuing Higher Education (for a max. period of 7 yrs)	Actual Interest repaid
6.	80 G	(a) Donations made to National Defence Fund, Prime Minister's Relief Fund, approved Funds of reputed Educational Institutions, National Trust for Welfare of persons with Autism, Cerebral Palsy etc.(b) Donations made to Jawaharlal Memorial Fund, PM's Drought Relief fund, Any approved Charitable Institutin/Trust, Religious Institutions, a corporation established by the Government for promoting interest of the members of a Minority Community	100% of Donation 50% of Donation restricted to 10% of Adjusted Gross Total Income
7.	80 GG	Deduction in respect of rents paid, provided the assessee is not in receipt of HRA and no house is owned by self, spouse, minor child or HUF in the place of work subject to filing of declaration in Form No.10BA	25% of income or rent paid in excess of 10% of income or ceiling of Rs.24,000 p.a whichever is less
8.	80 U	Persons suffering from Permanent Physical Disability as specified in Rule 11D	Rs.50,000 (Rs.75,000 in case of severe disability)

FRINGE BENEFIT TAX (FBT) Fringe Benefit Tax is a tax for the Fringe Benefits provided to the Employee by his Employer as defined u/s.115WB(1) and (2). It means any privilege, service, facility or amenity, directly or indirectly received by present & former Employees.

Fringe Benefits	Base Value of FBT
Tour & Travel	5
Entertainment	20
Provision of Hospitality	20
Conference	20
Sales Promotion including publicity	20
Employee Welfare	20
Conveyance	20
Use of Hotel, Boarding & Lodging	20
Repairs, running, maintenance & depreciation on motor cars	20
Repairs, running, maintenance & depreciation on Aircraft	20
Use of Telephone	20
Maintenance of Guest House	20
Festival Celebrations	50
Use of Health Clubs	50
Use of any other Club facility	50
Gifts	50
Scholarships	50
Free or concessional tickets for private journey	100
Contribution by Employer to Approved Superannuation Fund	100
Employee Stock Option

Fringe Benefit Tax(FBT) is calculated @ 30%(+SC+EC) on the percentage value of Fringe Benefits. TAX ON FRINGE BENEFITS:The tax on fringe benefits provided by their employer to their employee as defined u/s.115WB(1) and (2) is payable by the EMPLOYER.PENALTY U/S.271F: If a person who is required to furnish a return of income as required under section 139(1) or by the proviso to sub-section, fails to furnish such return before the end of the relevant assessment year, shall be liable to pay by way of penalty a sum of Rs.5,000. INTEREST U/S.234A: Where the return of Income of any assessment year u/s.139(1) or 139(4) or in response to a notice u/s.142(1), is furnished after the due date as specified in sub-section 1 of section 139, or is not furnished, the assessee shall be liable to pay simple interest at the rate of one percent for every month or part of a month comprised in the period commencing on the date immediately following the due date. INTEREST U/S.234B: Where an assessee who is liable to pay advance tax under section 208 has failed to pay such tax or, where the advance tax paid by such assessee under the provisions of section 210 is less than 90% of the assessed tax, the assessee shall be liable to pay simple interest at the rate of one percent for every month or part of a month comprised in the period from the 1st day of April following the financial year. INTEREST U/S.234C: Where an assessee other than a Company, who is liable to pay advance tax under section 208 has failed to pay such tax or,
1) The advance tax paid by the assessee on his current income on or before the 15th day of September is less than 30% of the tax due on the returned income or the amount of such advance tax paid on or before the 15th day of December is less than 60% of the tax due on the returned income, then, the assessee shall be liable to pay simple interest at the rate of one percent per month for a period of three months on the amount of the shortfall from 30% or, as the case may be, 60% of the tax due on the returned income.
2) The advance tax paid by the assessee on his current income on or before the 15th day of March is less than the tax due on the returned income, then, the assessee shall be liable to pay simple interest at the rate of one percent on the amount of the shortfall from the tax due on the returned income. DUE DATES FOR FILING RETURN OF INCOME : All Individuals/HUF/Firms deriving Income from Salary, House Property, Capital Gains, Business or Other Sources and not covered under section 44AB are required to file the Return of Income by 31st July. All Tax Audit Cases covered under section 44AB, Company returns are required to file the Return of Income by 31st October. PERMANENT ACCOUNT NUMBER: Every assessee is required to obtain 10 Alpha numeric Permanent Account Number (PAN) and quote the same in his returns, challans & correspondence. PAN can be obtained by applying in new Form No.49A at the designated Service Centres of UTITSL OR NSDL(Log on to our website). PAN is essential for processing the Return of Income and for giving credit for taxes paid. If a person who is required to quote his Permanent Account Number fails to do so or intimates false number, the Assessing Officer may direct that such person shall pay, by way of penalty, a sum of Rs.10,000.
To Know Your PAN, visit our website.
For PAN Grievances : UTITSL – e-mail – isw.bangalore@utitsl.co.in
NSDL - e-mail – tininfo@nsdl.co.in TAX PAYMENTS : Advance tax payments and Self-assessment tax payments have to be made in Challan No.280. Please obtain counterfoil of challan containing Challan Identification Number (CIN) from the Bank and enclose copy of the same with the return and quote CIN in the return. This brochure should not be construed as an exhaustive statement of law. In case of doubt, reference should always be made to the relevant provisions of Income Tax Act, Rules or Notifications.

This brochure should not be construed as an exhaustive statement of law. In case of doubt, reference should always be made to the relevant provisions of Income Tax Act, Rules or Notifications.

Chakradhar

www.chakradhar.net

meghamaa ... ( telugu poem )

2008-01-11T00:09:00.000-08:00

This poem can also be found at http://chakradhar.net/poems/meghamaa.jpg

chakradhar

http://www.chakradhar.net/

aasayam ( telugu poem )

2008-01-09T23:07:00.000-08:00

Chakradhar

www.chakradhar.net

baanam (telugu poem)

2008-01-08T23:23:00.000-08:00

This poem can also be found at

http://www.chakradhar.net/poems/baanam.jpg

By Chakradhar,

www.chakradhar.net